Senior care is a general umbrella term for a number of different services that are designed to meet the needs of senior citizens. Senior care, also called elder care, entails the fulfillment of their special needs and demands unique to senior adults. This broad category covers such services as inpatient care, custodial care, adult day care, long term care, assisted living, and home health care. In this article, we will briefly discuss each of these services.
One important area of senior care involves inpatient care. Most people think of hospitals when discussing senior living communities, but these places can also house nursing and other care facilities. Inpatient care is particularly beneficial to the elderly, who may have problems with mobility or have poor health that hinders them from living alone. The inpatient population is normally younger and healthier than the general population, which allows it to receive more individualized medical attention and therapy. Most senior living communities require that residents be 18 years old or older.
Another important area of senior care involves hospice. Hospice is not the same as hospice care; the former is for patients who can no longer live at home and the latter is for those who are terminally ill but still have some capacity to enjoy life. While hospice is often associated with religious and spiritual organizations, there are a number of secular organizations that also offer hospice care on an occasional basis. A licensed funeral director can direct the transition of your loved one's remains to hospice. The decision as to whether or not your loved one should be given last rites should be made by the clergy, or trusted family members.
You can help ease the process of letting your loved ones go by asking each insurance company you're considering which policy they carry that will cover the cost of senior care. If your loved ones require specialized medical treatments or ongoing therapies, ask if the company offers a coverage plan for those expenses. Also, look for companies that will work with you to pay for continuing treatment, so your loved ones don't need to worry about how they're going to pay for their own medical care in the days, months, or years to come. Some insurance companies will offer assistance when it comes to buying long-term care insurance.
To make sure that you can take the benefit of any long-term care insurance, your loved one might have trouble paying for on his or her own, talk to the person who will be making medical decisions. If you already have health insurance, it's likely that the person you work with will already be familiar with all the plans offered. If not, ask them to explain the difference between the various policies, the deductible and coinsurance costs, and the out-of-pocket maximums. In addition, if your senior family member has recently suffered a medical condition that requires ongoing medical treatment, find out what the out-of-pocket maximums are for those treatments. This will allow you to save money should you decide to add on additional medical care later on in the senior citizens life.
If you want to find out more about assisted living community homes, contact your local Housekeeping and Laundry staff. Many houses provide laundry services and housekeeping services to residents. There may also be an on-site doctor on site. Ask them about their experience, their level of care, the frequency of visits, and what services they can provide to meet your individual needs. Senior citizens often appreciate having someone on hand to conduct their regular physicals.
If your loved one isn't staying in a senior housing facility, there are a number of short-term care options that can provide the necessary support. Nursing home facilities often offer services such as adult day care (for those unable to live on their own), board and care homes, and in-home respite care. These services vary depending on the type of facility you look into, so make sure that you ask all of the relevant questions. Make sure that the environment is conducive to maintaining the healthiest lifestyle possible.
If you have a loved one who is in need of assistance, don't let it go unnoticed. Whether it's in-home assistance or short-term care options, contacting your local nursing and adult day care centers could be the key to providing the help your loved one needs. Contacting these professionals now could mean the difference between a happier senior citizen and someone suffering in the latter years of their life.